
Financial services · Pawn lending

Supporting Asset Valuation in a Pawn Bank with Artificial Intelligence
The challenge
The bank wanted a system that could provide sophisticated support to human valuers, offering more precise value estimates based on current and historical data. It was crucial to maintain the confidentiality of the methodologies used, as these are part of the bank's exclusive know-how.
The solution with ARI
We created a series of parallel flows that compete to provide an extremely accurate valuation. For confidentiality reasons, we cannot go into detail about each flow, but we can give a significant example. For example, one of these flows uses photographs of objects to estimate precious material content. In practice, the system identifies gold within a watch by cross-referencing photographic information with dimensions and a reference database, to calculate the actual weight of gold present. Similarly, other flows work in parallel to consider market value and other parameters.
The result
Thanks to these integrated flows, the bank can offer its valuers a level of accuracy and precision that goes beyond simple human valuation. The result is a more reliable and competitive valuation service, while still maintaining professional secrecy about the methodologies used.

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